SUMMIT MERIDIAN

FINANCIAL GROUP

PROTECT  |  BUILD  |  FINANCE

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Protection and opportunity, under one name.

Summit Meridian is an independent financial services agency built around two needs: protecting what people have built, and providing access to capital to build what comes next.

A summit is where our clients are headed. A meridian is the reference point that gets them there. We start by understanding you, then evaluate solutions across multiple carriers and lending relationships.

We aren't here to make the client fit a product. We evaluate the products to find the one that fits the client.

Two sides of financial progress

Flexible solutions for the people you love and the business you're building.

Insurance & Protection

Long-term strategies to protect your family, income, home, and legacy.

  • Indexed Universal Life (IUL)

    Permanent life insurance with a death benefit and cash value that can grow based on a market index, with a floor against negative credits. You aren't investing in the market directly.

  • Whole Life

    Lifetime coverage with guaranteed elements, predictable premiums, and cash value that builds over time.

  • Term Life

    Coverage for a set period, often 10 to 30 years, at a lower starting cost. Commonly used to protect income, children, and a mortgage.

  • Mortgage Protection

    Life insurance designed so the benefit can pay off or cover the mortgage, helping your family stay in their home.

  • Veteran Life Insurance Solutions

    Private coverage that works alongside your existing veteran benefits, matched to your family's needs and budget.

  • Annuities & Retirement Solutions

    Options for tax-deferred savings and retirement income, including lifetime income, based on your timeline and goals.

  • Final Expense & Legacy Protection

    Coverage that helps your family with funeral costs, debts, and final expenses, and can leave something behind.

Policy charges apply. Loans and withdrawals can reduce cash value and death benefit and may have tax consequences. Suitability depends on your needs and circumstances.

Business Capital

Financing options for established and growing businesses, through our lending relationships including Prado Capital Group.

  • Equipment Financing

    Funding for medical, dental, veterinary, construction, manufacturing, or technology equipment that helps you operate or grow.

  • Working Capital

    Cash for day-to-day needs like payroll, inventory, marketing, hiring, and seasonal swings.

  • Business Expansion

    Financing to open locations, renovate, add capacity, hire, or launch new services.

  • Growth & Opportunity Capital

    Funding to act on an opportunity while keeping cash available for operations.

  • Asset & Acquisition Financing

    Where available, financing to acquire assets or make strategic investments.

Summit Meridian is not the lender. We help connect qualified businesses with lending partners. Products, amounts, rates, terms, and approvals depend on the lender and applicant qualifications.

Not tied to one company

TransamericaMutual of OmahaNational Life GroupCorebridge FinancialEthos

No single insurer is right for everyone. Age, health, budget, and goals all shape which carrier and product fit best, so we compare across several rather than push one.

Who we serve

Families

Replace income, protect children and dependents, and leave a legacy.

Veterans

Evaluate private coverage alongside the benefits you already have.

Homeowners

A mortgage isn't just a loan. It's the home behind it. Keep your family in it.

Business owners

Fund equipment, expansion, and opportunities while protecting the person behind the business.

How we work

Understand

What are you protecting, or building?

Evaluate

Compare carriers, coverage, and financing options.

Educate

You know exactly what you're choosing and why.

Implement

We handle the application and setup with you.

Stay in touch

As life and business change, your plan evolves too.

Protect today. Build tomorrow.

Tell us where you want to go. We'll help you find the path, whether that's protecting your family or funding your next move.